WITH SAVVYMONEY, STAYING ON TOP OF YOUR CREDIT HAS NEVER BEEN EASIER.

With one powerful tool, access your credit score, full credit report, credit monitoring, 
financial tips, and education. All of this without impacting your credit score.

You can do this ANYTIME, ANYWHERE within Online & Mobile Banking.

BENEFITS OF SAVVYMONEY:

• Daily Access to your Credit Score

• Real-Time Credit Monitoring Alerts

• Credit Score Simulation

• Personalized Credit Report

• Special Credit Offers

• And More!

Login now

YOUR CREDIT SCORE.
DAILY. AND SECURE.

SavvyMoney is integrated into Mobile & Online Banking so you don't need to create and remember another username and password. Simply opt-in by selecting Show My Score in the app or within Online Banking to enroll.

You can refresh your score daily for real-time updates and you won't be penalized for checking your score daily - it's simply a soft inquiry.

Login Now

FAQ’S

  • SavvyMoney helps you stay on top of your credit by providing your latest credit score and report and understanding key factors that impact the score It also monitors your credit daily and informs you by email if any significant changes are detected, such as a new account being opened, a change in address, employment, delinquency, or inquiry has been reported.

  • Yes. SavvyMoney will monitor and send email alerts when there has been a change to your credit profile.

  • SavvyMoney is entirely free to Coca-Cola Credit Union members.

  • SavvyMoney is a “soft inquiry” which does not affect a credit score. Lenders use “hard inquiries” to make decisions about creditworthiness when you apply for loans.

  • The credit score will be updated every seven days and displayed in mobile and online banking. You can click “refresh score” as often as every day for an updated credit score.

  • If you think some information is wrong or inaccurate, you can obtain a free credit report from www.annualcreditreport.com and then dispute inaccuracies with each bureau individually. Each bureau has its own process for correcting inaccurate information, but every Coca-Cola Credit Union SavvyMoney user can “File a Dispute” with Transunion by clicking on the “dispute” link within SavvyMoney. Transunion will share this with the other bureaus if the inaccuracy is verified.

  • Three major credit-reporting bureaus (Equifax, Experian, and Transunion) and two scoring models (FICO or VantageScore) determine credit scores. Financial institutions use different bureaus, as well as their own scoring models. Over 200 credit report factors may be considered when calculating a score, and each model may weigh credit factors differently, so no scoring model is identical.

  • Coca-Cola Credit Union uses its own lending criteria for making loan decisions.